Alex Zen

How Do Banks Calculate Loan Eligibility? Shocking Truth Revealed 2026

How Do Banks Calculate Loan Eligibility? (Income, Credit Score & DTI Explained)

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How Do Banks Calculate Loan Eligibility Introduction How do banks calculate loan eligibility? It’s one of the most common questions I hear from borrowers who are ready to take a loan but unsure how much they’ll actually get approved for. In practical terms, loan eligibility isn’t just about how much you earn. Banks look deeper—at […]

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How Compounding Works in Investing A Simple Step-by-Step Explanation 2026

How Compounding Works in Investing: A Simple Step-by-Step Explanation

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How Compounding Works in Investing: A Simple Step-by-Step Explanation In practical terms, compounding is the single habit that separates small, short-lived gains from sustained wealth accumulation. From what I’ve seen over many years working with investors, the mechanics are simple — but the discipline to exploit them is not. This article explains how compounding works

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what-is-the-7-5-3-1-rule-in-sip

What is the 7-5-3-1 Rule in SIP? Smart Formula for Safe Wealth Creation

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Introduction – What is the 7-5-3-1 Rule in SIP? What is the 7-5-3-1 Rule in SIP? This is a question many investors only start asking after they have already made costly mistakes. From what I have seen over the last several years, SIP failures in India almost never happen because mutual funds are flawed products.

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https://financekd.com/how-to-improve-cibil-score-in-30-days/

How to Improve CIBIL Score in 30 Days: Powerful Step-by-Step Guide for Indians (2026)

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How to Improve CIBIL Score in 30 Days If you have landed on this page, chances are you are worried about your CIBIL score. Maybe a personal loan was rejected. Maybe a credit card application did not go through. Or maybe a bank executive casually told you, “Sir, your CIBIL is low,” and that one

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Government Subsidy Loan for Business

Government Subsidy Loan for Business: 7 Powerful Benefits You Can’t Miss in 2025

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Government Subsidy Loan for Business: How to Qualify & Apply in 2025 In 2025, India’s entrepreneurs and small businesses will have unprecedented opportunities to grow with government support. Government subsidy loans for business are special loans offered at lower interest rates or with partial repayment subsidies.  These programs target micro, small, and medium enterprises (MSMEs) – including

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Tax Tips for Small Business Owners

Top 10 Tax Tips for Small Business Owners in 2025 | Maximize Deductions & Save More

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Top 10 Tax Tips for Small Business Owners in 2025 Introduction: Why Tax Planning is Critical for Small Business Success Tax planning isn’t just a once-a-year task – it’s a year-round strategy that can make or break a small business’s bottom line. By staying organized and proactive, small business owners can minimize taxes legally and

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How to Be Financially Independent Without a Job in 2025

How to Be Financially Independent Without a Job in 2025

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How to Be Financially Independent Without a Job: 7 Powerful Strategies for 2025 Visualise waking up each day with absolute freedom—no alarm dictating your schedule, no rush-hour chaos, no draining office dynamics, and no need to depend on a monthly paycheck to feel secure. Instead, your money works for you—consistently, predictably, and without you clocking

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money management tips for beginners

Top 5 Money Management Tips for Beginners to Save Smart

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 5 Easy Money Management Tips for Beginners Managing money can often feel like a daunting task, especially when you’re just starting out. The idea of having to juggle multiple financial responsibilities—rent, utilities, savings, credit card bills, student loans, and more—can be overwhelming.  But the truth is, with the right strategies in place, you can quickly

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